Regrettably, many people, such as you are looking for relief being hold down by debt. We know you're consumed with everyday life, and may not have time to search ways to dispute your credit profiles.
With so much emphasis on your credit score, it is important to understand how the score is calculated. Commonly referred to as your FICO (Fair Isaac CO) Score, your credit score is a summation of complex algorithms used to determine your exact score. While the formulas are protected, we are given approximate percentages that help us understand what goes into your score.....
Credit EducationBad Credit Score Can Impact Your Life.
In today's economy, all
the major companies are looking to find a way into your credit. Whether it is
opening a new credit card or buying a new car, your credit score will have a
drastic effect on whether or not your will be able to do either. Nowadays, top
credit lenders and potential employers look upon your credit score to determine
if they are willing to lend you a helping hand. Well here at U.S. Credit Team,
we look past your credit score to help you financially.
Your
Credit Report Should Not Reflect Negatively.
A consumer's Credit Score
reflects on the data accounted for on your credit profile. More than 200
million Americans are being monitored by the 3 main credit bureaus. Because
about 75% of credit profiles repress severe errors, we work with them to help
increase your credit score and help you gain confidence in your credit profile.
For your convenience we have included statistics that reflect that of the 3
main credit bureaus:
*79% of credit reports contain some type of error.
* 25% of all credit reports contain errors serious enough to result in
the denial of credit.
*29% of consumers have variances of 50 points or more in their credit
scores as reported by each of the three major
credit bureaus.
* 54% of credit reports contain personal demographic identifying
information that was misspelled, long-outdated, belonged
to a stranger, or was otherwise incorrect
*30% of credit reports contain credit accounts that had been closed by the
consumer but incorrectly remained listed as
open.
Errors such as these come
back to haunt your credit score, and in the long run, yourself. Let us help you
end the cycle of having your credit profile be negatively affected by
unsuspecting errors.
